This new Home in 5 program is a down payment assistance plan. The best part is that it is a grant so you don't have to pay it back!! This grant can be used towards your down payment and/or closing cost. Also, NO need to be a first time home buyer as this is available to anyone with a income below $90,000 annually and a minimum FICO score of 640. Wanting to take advantage of this program?? Call me at 602-820-4918 and I will connect you with my preferred lender.